Terms of Service
Last Updated: November 15, 2023
Please read these Terms of Service ("Terms") carefully before using the hibucu-vihefe.sbs website operated by Hibucu-Vihefe Financial Education ("us," "we," or "our").
Acceptance of Terms
By accessing or using our website, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access our website.
Educational Services
Hibucu-Vihefe provides financial education services, not financial advice. Our content is for educational purposes only and should not be considered as professional financial advice.
User Accounts
When you create an account with us, you must provide accurate and complete information. You are responsible for maintaining the confidentiality of your account and password.
Subscription and Payments
Some aspects of our service are billed on a subscription basis. You will be billed in advance on a recurring and periodic basis.
Intellectual Property
The website and its original content, features, and functionality are owned by Hibucu-Vihefe and are protected by international copyright, trademark, and other intellectual property laws.
User Conduct
You agree not to use the website:
- For any unlawful purpose
- To solicit others to perform or participate in any unlawful acts
- To violate any international regulations, rules, laws, or local ordinances
- To infringe upon or violate our intellectual property rights or the intellectual property rights of others
- To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability
- To submit false or misleading information
- To upload or transmit viruses or any other type of malicious code
- To collect or track the personal information of others
- To spam, phish, pharm, pretext, spider, crawl, or scrape
- For any obscene or immoral purpose
- To interfere with or circumvent the security features of the service
Termination
We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
Limitation of Liability
In no event shall Hibucu-Vihefe, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages resulting from your use of our services.
Disclaimer
Your use of the service is at your sole risk. The service is provided on an "AS IS" and "AS AVAILABLE" basis. The service is provided without warranties of any kind.
Governing Law
These Terms shall be governed and construed in accordance with the laws of Ontario, Canada, without regard to its conflict of law provisions.
Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. What constitutes a material change will be determined at our sole discretion.
Contact Information
If you have any questions about these Terms, please contact us at:
Hibucu-Vihefe Financial Education
123 Financial Road, Toronto, ON M5J 2T3, Canada
Email: legal@hibucu-vihefe.sbs
Phone: +1 4379675785